At First Service we understand that the idea of investments can sometimes be daunting and complex but with the right investment adviser & advice, they can be used effectively to build your financial plan.

When planning your finances, it is important to distinguish the difference between savings and investments. Savings are generally funds that you set aside for the short term, but can be accessed relatively quickly. These savings are often for a specific need or purchase, like a holiday or a new car. The most common way of ‘saving’ is into a bank account (‘deposit’ account) where the money can be accessed in an emergency, and for every £1 you put in, you could potentially get £1 back with some interest.

Investments are designed to be held for a longer term, usually at least 5 years. There are a number of ways to hold investments with varying tax impacts and we take into account your objectives, attitude towards investment risk and timeframe to determine the suitability of an investment. With the vast array of options and products to choose from, trusted investment advice has never been so important.

As an independent financial & investment adviser we provide impartial advice on the following areas:

• Stocks and Shares ISA, Lifetime ISA’s,
• General Investment Accounts
• Bonds
• Pensions
• Venture Capital Trust (VCT), Enterprise Investment Scheme (EIS) and Seed Enterprise Investment Scheme (SEIS)

See our video below for more information on the benefits of investments advice and the power of compounding.

We always offer an initial financial consultation free of charge to ensure that we can get to know one another, without any pressure or obligation. Please get in touch on 01509 438321 or use the contact form below to book your free meeting with your local financial adviser

The value of investments may fall as well as rise. You may get back less than you originally invested.

First Service Financial is authorised and regulated by the Financial Conduct Authority