Latest News & Guides
from First Service Financial
What a Labour government could mean for your finances
In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has become the UK...
More than half of homeowners don’t have enough life insurance to protect them
Taking out a new mortgage is often a trigger for considering how you or your family would cope if you faced a financial shock. Yet, a report from...
How to effectively protect your identity and your finances from criminals
Identity theft is a significant problem in the UK. Indeed, Infosecurity Magazine reports that 4.3% of the population – that’s 1.9 million Brits –...
Higher-rate taxpayers: Beware of the 60% tax trap
The tapering of the Personal Allowance means some higher-rate taxpayers effectively pay an Income Tax rate of 60%, sometimes without realising....
78% of retirees could be missing out on investment returns by accessing their pension early
According to research from Scottish Widows, more than three-quarters of retirees could be missing out on potential investment returns by accessing...
How “time travelling” as part of your financial plan could help you secure your goals
Imagine you could time travel to understand how your financial decisions today might affect your lifestyle in 10 or 20 years. You may be in a better...
Investment market update: June 2024
2024 is a historic election year – elections will take place in 50 countries. More than 2 billion voters will head to the polls in countries...
What the 2024 general election could mean for your finances
2024 has been called “the year of elections” with an estimated 2 billion people around the world heading to the polls. Voters in the UK will have...
Guide: How to find purpose and get the most out of your retirement
Retirement might be a chapter of your life you’ve been looking forward to for years. Perhaps you’ve been daydreaming about how you’ll make use of...
The essential guide to mortgages
Most people who buy property will use some form of mortgage. Indeed, according to the Financial Conduct Authority (FCA), in the final quarter of...
6 delicious holiday destinations that promise to be perfect for foodies
Embarking on a holiday is about more than simply sightseeing – it’s also your chance to experience new and tantalising local dishes from around the...
Everything you need to know about lifetime mortgages
A lifetime mortgage could provide a useful way to unlock property wealth. The money you access could be used to fund your later years or help you...